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Terms and Conditions

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Genus Leasing's relationship with you in relation to this website.

These terms and conditions contain all the terms of agreement between Genus VS Ltd t/as Genus Leasing(“We”, “Us”, “Our”, “Ourselves”) and the user of Our website (“You”, “Your”, “Yourself”).

This website (www.genusleasing.com) is owned and operated by Genus VS Ltd who’s registered office is The Old Post Cottage Top Green, Denston, Newmarket, Suffolk, CB8 8PW and trading address is Unit A1 Risby Business Park, Newmarket Road, Risby, Bury St Edmunds, Suffolk, IP28 6RD.

We offer two separate services. One is the sourcing of a vehicle and the second is the sourcing of financial products and services. Should you seek to enter into contracts for the services mentioned previously with us; all products and services would be tailored to your circumstances and requirements. These two services form separate contracts so if one were to be cancelled it would not automatically cancel the other.

Genus VS Ltd t/as Genus Leasing is a licensed credit broker under the Authorisation and Regulation of the Financial Conduct Authority (FCA). Our OFT Licence number is 562338.

Genus VS Ltd t/as Genus Leasing is a member of the British Vehicle Rental and Leasing Association. .

Use of this website constitutes a legally binding contract that is subject to these stated terms and conditions, the contract is then to be read in conjunction with all further dealings with Genus Leasing. If you do not agree with these terms and conditions please leave the website immediately. Any and all further contracts entered into with Genus Leasing will also be subject to these terms and conditions.

Genus Leasing reserve the right to make changes to these terms and conditions. Changes will take effect from the time and date they are posted on the website.

Website Contents

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. We reserve the right to make changes to the contents of our website at any time without notice and incurring liability to you.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without Genus Leasing's prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Scotland and Wales.

Pricing

Genus Leasing use a number of industry leading funding suppliers to provide their pricing. The prices advertised are an amalgamation of the best prices, at a point in time, from those funding suppliers, for the vehicles specified on the terms shown. Each funder has specific financial and operational criteria requirements for every type of service and price offered, these requirements will be different from all other funding suppliers and their requirements. These requirements may also be different from an individual funder on a price by price basis and therefore a customer may not be qualified for every quote from an individual funder. If you do not meet the requirements for any of the prices offered then we may have to offer you an alternative price for which you would meet the requirements. These prices could be from any one of the suppliers we use and is not limited to the supplier of the original price. Any new price offered in the occurance of this situation may vary from the original one advertised.

Prices quoted for business leasing exclude VAT.

Prices quoted for personal leasing include VAT.

The VAT is set to the prevailing national rate at the time, should this rate change during the length of your contract the payments will be adjusted accordingly.

Unless stated to the contrary the prices include:
Full UK mainland driven delivery. Genus Leasing reserve the right to pass on costs imposed on us by the franchised dealer to certain locations in the UK. Delivery on a trailer may be available at extra cost.

Genus Leasing reserve the right to withdraw a quotation before or after a vehicle is ordered by you. This may be because of, but shall not be limited to, changes in money costs, manufacturers prices or residual values. All prices and quotations are of a time sensitive nature, therefore if a customer fails to accept or take up the quote within this time period Genus Leasing may have to re-quote a customer. All new quotations may vary from the original price due to this change and Genus Leasing will not be held responsible for any loss or other damage caused by this change of quotation for this reason.

Prices on the Genus Leasing website is for information purposes only and does not constitute an offer by Genus Leasing which is capable of acceptance by you.

Please note that cars registered and delivered after 1st April 2017 will be subject to the revised Road Fund Licence structure and monthly rentals will be adjusted to reflect this.

Quotations

We as a company are reliant on you the customer to divulge any and all relevant information and circumstances that will affect the performance or suitability of any given quotation. Therefore we will not be held liable for any extra options required due to any circumstance or requirement you fail to adequately describe to us.

Genus Leasing will provide a quotation for you based on your needs and will not be held liable for any extras, options or otherwise you fail to adequately describe to us.

Orders

By signing and returning the quotation you are accepting these terms and conditions and agreeing to order your vehicle in accordance with these terms and conditions.

An order however does not create a contract between you and Genus VS Ltd t/as Genus Leasing. For there to be a contract, Genus Leasing must locate you a vehicle with your desired specification at a price acceptable to both you and Genus Leasing. You must also enter into a financial agreement with a finance company, there is no contract to hire a vehicle until the finance agreement is signed by you and the financial agreement has become operational.

Following an acceptance by you of a quotation by us, you will be prompted to complete a financial application form.

Genus Leasing accepts no responsibility for any errors or omissions regarding vehicle model or specification, including any optional extras, if you have accepted the order and these terms and conditions. It is your responsibility to check the vehicle you are ordering is to your requirements.

Once all finance has been approved, an arrangement fee will be required to process your order prior to the vehicle order being placed with the franchised dealer. This arrangement fee will be stated on your quotation from us.

Financial Applications

By providing your business and/or personal information to us, you authorise us to disclose this information and any other information we hold about you to one or more lenders for the purpose of considering your finance application. You are also accepting the terms and conditions of the funder.

We rely on you to provide accurate information and relevant documentation. If you are applying on behalf of a Limited Company, you are confirming you have the authority for a credit search to be carried out in the name of the Company and its Directors.

The finance company will use the information provided to carry out searches with Credit Reference Agencies. A record of this search will be kept and may be used by other lenders in assessing future applications from you or your business. The finance company will make checks with various fraud prevention agencies to detect and prevent fraud.

You will provide any information required by the lender as a condition of their consideration of our finance application. Refusal to do so will result in your finance application being declined.

Deposit

Genus Leasing may at it’s absolute discretion require a deposit from you the customer prior to ordering, the vehicle ordered by you the customer, from the supplying Dealer. The amount of deposit required will vary depending on the specification and delivery lead time of the vehicle.

Delivery & Documentation

All documentation required by the finance company must be completed by you and returned to us prior to the delivery of your vehicle being arranged. If documentation is incorrectly completed and/or all supporting documents required by the finance company have not been viewed by ourselves delivery will also not be arranged.
Any outstanding monies owed to Genus Leasing must be paid and cleared by you before delivery will be arranged.Delivery timescales are an indication only. Whilst we endeavour to meet any timescale quoted, We will not be liable for any compensation arising out of a delay to your vehicles due to factors out of our control.

The statutory cooling off period observed by finance companies applies to all vehicles and as such, vehicles will not be delivered until the cooling off period has expired.We may require proof of insurance subject to finance company rules. You must be a named driver or main policy holder on the insurance certificate.

Cancellation

If you wish to cancel your vehicle order prior to delivery you must do so in writing. Such cancellation may result in loss of any monies paid to Genus Leasing subject to our discretion unless you exercise your rights afforded to you under the Consumer Credit Act 1974, the Consumer Contracts (information, cancellation and additional) regulations 2013 or the Financial Services (Distance Selling) Regulations 2004.

If a customer were to cancel the agreement or does not take delivery of the vehicle or does not take up the finance arranged by ourselves outside of the parameters of their statutory rights to cancel, then we reserve the right to pass on any costs (such as labour etc) or any losses (including any loss of profit) or any damages (such as fines) on to the customer for up to 5% of the cost of the vehicle ordered. This is to be agreed by entering into the contract to order the vehicle which we will send to the customer once an agreement has been reached.

General

Genus Leasing use a panel of carefully selected finance providers from which Genus Leasing may receive a commission. Telephone calls may be recorded for training and monitoring purposes. For our privacy statement and other information on issues such as linking to our website and copyright can be found in our Privacy link on our website.

Complaints Procedure

Genus Leasing aim to provide the highest standard of service to all of our customers. If however there is an occasion where you are disappointed with service provided by us we would like to know. A full copy of our customer complaints procedure is available on request. If you wish to complain You can write to: The Directors, Genus Leasing, Unit A1 Risby Business Park, Newmarket Road, Risby, Bury St Edmunds, Suffolk, IP28 6RD or email info@genusleasing.com or call 01284 810467.

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